Currency Converter
Convert between 18 major world currencies using approximate exchange rates.
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Disclaimer: This calculator provides estimates for informational purposes only. Results are not financial advice. Consult a qualified financial advisor for decisions about your specific situation. Actual rates, terms, and conditions may vary by lender and individual circumstances.
How Does the Currency Converter Work?
The currency converter uses exchange rates to convert between 18 major world currencies. Exchange rates represent the relative value of one currency compared to another and fluctuate constantly based on economic factors including interest rates, inflation, trade balances, political stability, and market sentiment. The conversion works by first converting the source amount to US dollars (the most common intermediary currency), then converting from dollars to the target currency. This two-step process ensures accurate cross-rates between any pair of currencies. Note that this calculator uses approximate reference rates for estimation purposes — actual rates from banks and exchange services may differ and include spreads and fees.
How to Use This Calculator
Enter the amount you want to convert. Select your source currency (From) and target currency (To) from the dropdown menus featuring 18 major currencies. The calculator instantly shows the converted amount, the exchange rate, and the inverse rate. Use this for travel planning, international business estimates, comparing prices across countries, or understanding the relative value of different currencies. For actual transactions, always check live rates from your bank or exchange service.
Example Calculation
David is traveling from the US to Japan and wants to know how much 2,500 USD is in Japanese Yen.
- 1Amount = $2,500 USD
- 2From currency = USD
- 3To currency = JPY
- 4Exchange rate: 1 USD = 149.50 JPY
- 5Converted amount = 2,500 × 149.50 = 373,750 JPY
- 6Inverse rate: 1 JPY = 0.00669 USD
Understanding Your Results
The converted amount shows the approximate equivalent in the target currency. The exchange rate tells you how many units of the target currency you get for one unit of the source currency. The inverse rate shows the opposite direction. Real-world exchange rates include a spread (buy/sell difference) and transaction fees that typically add 1-5% to the cost, depending on the service used.
What Affects Exchange Rates
Interest Rates
Higher interest rates attract foreign investment, strengthening the currency. Central bank decisions are a major driver.
Inflation
Lower inflation relative to trading partners tends to strengthen a currency over time.
Trade Balance
Countries with trade surpluses see higher demand for their currency, while deficits weaken it.
Political Stability
Stable economies with predictable policies attract investment and support stronger currencies.
Tips & Best Practices
- ✓Rates shown are approximate reference rates — always check live rates before making financial decisions.
- ✓Airport and hotel exchange services typically offer the worst rates. Use ATMs or your bank for better rates.
- ✓Credit cards with no foreign transaction fees often provide near-wholesale exchange rates.
- ✓Consider timing for large currency exchanges — rates can fluctuate significantly even within a single day.
- ✓For recurring international payments, look into services like Wise or OFX that offer lower fees than traditional banks.